Born in Lowestoft, Suffolk, Money grew up a Norwich City fan. He began his career at Scunthorpe United in 1973 as a defender, before going on to make 106 appearances for Fulham. In 1980 he was transferred to then champions Liverpool, a move referenced in the popular British television comedy-drama Minder, when in discussing Fulham's woes, lead character Terry McCann laments: "I mean, fancy selling Richard Money to Liverpool. It's criminal innit?" At Liverpool, Money was an unused substitute in the 1981 European Cup Final, having played in the semi-final. He later played for Derby County, Luton Town and Portsmouth before ending his playing career at Scunthorpe as caretaker player/manager. He was later Youth Coach at Aston Villa before returning four years later to Scunthorpe to take the manager's role. He became coach at Nottingham Forest during their successful return to the premiership and Europe in the 1990s before leaving with manager Frank Clark to coach at Manchester City. He also had very successful spells as both Academy Director and First Team Coach at Coventry City. He built up extensive experience in management and coaching in Sweden, as manager of successful club AIK, gaining experience of coaching in the UEFA Cup, and then at Västerås SK, saving them from certain relegation. He then coached in Australia with Newcastle United Jets in the newly formed A-League, leading the club to a fourth-place finish and a place in the Grand final series. Money returned to England to become manager of Walsall in May 2006, signing a two-year contract. He guided Walsall to the League Two title in the 2006–07 season, with the club conceding just 34 goals over 46 games. He was linked with the vacant managerial position at local rivals Coventry City in February 2008. Money resigned from Walsall on 22 April 2008, after it was confirmed the club could not reach the League One play-offs. On 24 June 2008 it was confirmed that Money would become Newcastle United's Academy Director. On 30 October 2009, Money was announced as manager of Conference Premier side Luton Town, the club he had played for in the 1982–83 season. After a run of games in March 2010 where Luton won seven out of eight games, scoring twenty-seven goals, Money was given the Conference Manager of the Month award. Luton finished the season in second place, losing to York City in the play-off semi-final. In August 2010 Money apologised to Luton supporters for confronting them over criticism and abuse of his players. He later released a statement apologising to the club and supporters." He was replaced six months later by his assistant Gary Brabin on 28 March 2011. He left the club third in the league and with the most successful win ratio of any Luton Town manager. On 4 October 2012 Money had joined Cambridge United as head coach, with the then current manager, Jez George, returning to his role as Director of Football. Cambridge finished 14th at the end of the 2012–13 campaign before undertaking a significant rebuild of the squad. A host of players arrived in readiness for the new campaign, Money's first full season in charge, and Cambridge were unbeaten after the first 16 games of the Conference season. Though that run was eventually ended by Southport, Cambridge remained in the top two for the remainder of the season – winning the FA Trophy along the way. Money then led the club to promotion via the play-offs, a 2–1 victory over Gateshead at Wembley securing a return to the Football League after a nine-year absence. Money then guided his newly promoted Cambridge side to a replay against Manchester United in the FA Cup Fourth Round at Old Trafford in January 2015. On 11 May 2015 Money signed a new 3-year contract with Cambridge - prolonging his stay until 2018, and officially giving him the title of manager, rather than head coach. Money was sacked as manager on 2 November 2015. On 16 April 2016, Money was announced as the Atlanta United Academy Director. On 14 December 2016, Money was announced as the Norwich City Academy Director. On 15 August 2017 Norwich City announced that Money had left the Club by mutual consent. Money stating the recent club overhaul and his own desire to return to management as reasons for his departure. On 5 October 2017, he was appointed manager of Solihull Moors with the club 23rd in the National League and four points from safety, but resigned after 26 days, with the club bottom of the league. On 11 December 2018, Money was appointed as the new manager of Hartlepool United. It was later announced on 23 January 2019 that Money was to take a senior role overseeing football matters strategically and that first team duties were to be passed onto the club's director of football and former manager, Craig Hignett. After just five days in the role, Money departed the club after being verbally abused in a fish and chip shop.
