LTC Financial Partners


LTC Financial Partners, LLC, based in Fort Myers, FL, was one of the largest long term care insurance agencies in the United States. Its field is one of growing importance as millions of Baby Boomers reach retirement age, and as health reform acknowledges the care needs of an aging population. The company also offered hybrid policies that combine long term care benefits with features of annuities and life insurance; long term care education; and reverse mortgages.
NOTE: On July 2, 2014, LTC Financial Partners, LLC and LTC Global Marketing Inc. announced the completion of the merger of the agency operations of LTCFP with Global’s agency, ACSIA, LLC, forming one of America’s largest distributors of senior market insurance products. Industry veteran Denise Gott, formerly Executive Vice President of LTC Financial Partners, now serves as Chief Executive Officer of the new combined entity. The new marketing unit is ACSIA Partners LLC, which will offer long term care insurance and related services.

Company background

LTCFP was founded in April, 2003 by Cameron Truesdell and Craig Smith. Cameron Truesdell was the president and a principal in LTC Inc., one of the early national agency firms for LTC insurance. Craig Smith held the position of national sales manager within the same firm. LTC Inc. was founded in 1985 and built a sales force throughout the United States. LTC Inc. was later sold to GE Capital in 1997.
LTCFP was the original founder and a co-sponsor of the “3 in 4 Need More” campaign, which seeks to alert Americans to the long term healthcare crisis, and to multiply the number protected by long term care planning. The campaign is run by the 3in4 Association, a nonprofit that operates as a 501 corporation. LTCFP spearheaded the association's creation and enlisted the support of insurance carriers, care providers, insurance agencies, and others concerned about the critical, growing need for extended care.

Awards and recognition

For four years in a row, Inc. Magazine has selected LTCFP as one of the nation’s 5000 fastest-growing companies.