Joseph Badal


Joseph Badal is an American suspense thriller novelist and notable financier. Badal served in the U.S. Army as a commissioned officer. During the Vietnam War, he served as a captain in the US Army and received several commendations for his performance during the war. He currently resides in New Mexico.

Novels

The Pythagorean Solution
Terror Cell
The Nostradamus Secret

Articles

""Financing a Home With No Down Payment""
""Loan Modification Programs: A Great Alternative to Refinancing a Mortgage""
""The Advantages of Portfolio Lender Relationships""
""When Mortgage Debt Can Be a Good Thing""
""Mortgage Matters: Why ARMs Make Sense""
""Mortgage Matters: A Case Against Installment Debt""
""Mortgage Matters: The Baby Boomer Effect""
""Mortgage Matters: 100 Percent Financing Can Make Sense""
""Mortgage Lending to a Trust or LLC""
""Exception Lending Versus Exceptional Lending""
""Mortgage Matters: 2007's Real Estate Outlook""
""Using Common Sense to Enrich Alt-A Lending Success""
""Mortgage Matters: Housing Boom Slows""
""Everything You Always Wanted to Know About Jumbos""
""Mortgage Matters: Using Home Equity Wisely""
""Mortgage Matters: In Hard Times, What's A Realtor To Do?""
""Mortgage Matters: Is This 2007... Or 1929?""
""Mortgage Matters: Excess/Excessive Reaction""

Careers

Joseph Badal graduated with his Bachelor of Science degree in International Finance from Temple University and went on to get his MBA from the University of New Mexico before beginning a thirty-five year career in the banking and financial services industry. He is currently CEO of Joseph Badal & Associates, Inc., a financial and management consulting firm.
From 1967 to 1972, Badal served in the United States Army with a last rank of Captain. He served both overseas in Vietnam and in the United States during his time of service and was awarded the Bronze Star, the Meritorious Service Medal, and the Army Commendation Medal with Oak Leaf Cluster.
Badal is currently a Board Member & Chairman of the Audit Committee for the Navajo Nation telephone company, Sacred Wind Communications. Badal was also employed by Thornburg Mortgage from 1993 to 2007, when he retired from his positions of Senior Executive Vice President, Chief Lending Officer, and Board of Directors.
From the years 1981 to 1982 Badal served as a New Mexico State Representative, District 27, New Mexico House of Representatives.