White was born at Woodlands, near Denman, New South Wales. He was the son of Henry Charles White and his first wife, Isabella Mary Ann. Woodlands, an historic stud and homestead, had been bought by White's grandfather, James White circa 1860 and passed in to his father's hands in 1868. His family moved from Woodlands to Havilah in 1879. White commenced at Newington College in 1883 during the presidency of the Rev Joseph Horner Fletcher and the last year of the headmastership of Joseph Coates.
Marriage and children
On 19 May 1897, White married Leila Ethel Arguimbau. Known as Lily, the bride was the daughter of Narcissus George Arguimbau, a Knight of the Legion of Honour. Her brothers were all Old Newingtonians as was the groom. The wedding ceremony was at St Aidan's Church of England in Annandale and a reception was held in the Arguimbau family home, Cliveden, on neighbouring Johnston Street. The couple had three children: Constance White ; Peter White ; and Henry Charles Hunter White.
Philanthropic gifts
After World War I, White donated 3470 acres of well improved freehold land to resettle returned soldiers. White built Havilah Memorial Church in 1905 in memory of his father. It was designed by the local architect Harold Hardwick and built of stone. Three years later he gifted it to the Church of England. In 1921, St John's Church of England, Mudgee, founded a hostel to give girls residential accommodation whilst they were educated at Mudgee High School. The venture was housed at Bleak House, an 1860s mansion in Market Street, and the building and grounds were made available rent-free for three years by White. He later gave the property to the church. Due to financial difficulties the hostel closed in 1935 and the proceeds of the subdivision and sale of Bleak House were gifted, with White's permission, to the Church of England Diocese of Sydney.
Horse racing
From 1900 until his death, White was a member of the Australian Jockey Club and was an elected member of the committee from 1910 through to his retirement in 1940. He also served as a member of the Western Districts Racing Association executive. He was the breeder and owner of Rogilla, the chestnut Australian Thoroughbredgelding. Rogilla won in each of the six seasons that he raced as a three-year-old to an eight-year-old. An outstanding galloper, Rogilla won on wet or dry tracks recording 26 wins from 4½ furlongs to 2 miles. White also owned Haxton, Open Air and Vigaro. He imported the sires Roger de Busli, Tippler, Buoyant Bachelor and Fresco.
In 1919 White bought St Bridgid's at 548 New South Head Road, Double Bay, as his Sydney residence. The house had been designed and built by the English architect Frederick Moore Simpson in 1897. On his death, White left an estate valued at £354,968. St Brigid's was purchased by Woollahra Council in 1951 and was the home of Woollahra Municipal Library from 1957 until 2016. Havilah remains in the ownership of the White family.