Graeme Payne was born in Dundee on 13 February 1956. While playing for St Columba'sBoys Club, he joined Dundee United on schoolboy forms in May 1971. When Jim McLean became Dundee United manager later that year, he placed great emphasis on the club developing its own youth players, and Payne would be one of the first to break through. As a provisional signing, he was called up to play for the reserve team in 1972. After turning professional, he made his first team debut aged 17 on the opening day of the 1973–74 season, playing against East Fife in a Scottish League Cup match. He continued to feature regularly over the following season, culminating with an appearance in the 1974 Scottish Cup Final defeat against Celtic. Previously, Payne's goal against Heart of Midlothian in the semi-final replay had helped United through to what was their first appearance in the final of the competition. After his appearances during the 1975–76 season were limited by injuries, Payne re-established himself as a first team player in the latter part of the 1970s and won the first ever SPFA Young Player of the Year award in 1978. He was part of the Dundee United team that won the club's first two major trophies, playing in the 1979 Scottish League Cup Final win against Aberdeen, and the 1980 Final, when United retained the trophy against Dundee. By the 1980s, however, Payne was featuring less often in the first team. When Dundee United were Premier Division champions in 1982-83, he made only three league appearances and spent the second half of the season on loan to Morton. Payne left Dundee United in May 1984, joining Arbroath for a nominal transfer fee, and also had spells with Brechin City and St Johnstone before retiring from football to working the insurance industry.
International
Payne represented Scotland at youth and under-21 international level. He was named in the preliminary pool of forty players for the 1978 World Cup, but didn't make the final squad and never appeared at full international level.
Personal life
His brother, Kenny Payne, was also a professional footballer, who played for Arbroath and Forfar Athletic.