Contents insurance
Contents insurance is insurance that pays for damage to, or loss of, an individual’s personal possessions while they are located within that individual’
In this context "possessions" means anything that is not permanently attached to the structure of the home Some contents policies may also include possessions kept in outbuildings or in the garden area attached to the house.
Contents insurance is usually sold alongside home insurance but it can also be purchased as a stand-alone policy, especially for those who are renting rather than owning their home.