Bibliography of Fannie Mae and Freddie Mac
This is an unannotated bibliography of writings about Fannie Mae and Freddie Mac as well as some material that covers other government sponsored enterprises such as the Federal Home Loan Bank System. While it is comprehensive, it is not exhaustive, with a focus on work published through 2011 by government agencies, economists, legal and policy scholars, private sector analysts and think tanks. It does not include Congressional testimony and shorter works. This bibliography has been posted on Wikipedia so that others can make additions to it. The original document may be found on SSRN. Please continue to follow guidelines consistent with the Chicago Manual of Style when editing this bibliography.
A–D
- Ambrose, Brent W., Richard Buttimer, and Thomas G. Thibodeau. "A New Spin on the Jumbo/Conforming Loan Rate Differential." The Journal of Real Estate and Finance Economics 23, no. 3 : 309-335.
- Ambrose, Brent W., and Tao-Hsien Dolly King. "GSE Debt and the Decline in the Treasury Debt Market." Journal of Money, Credit, and Banking 34, no. 3 : 812-840.
- Ambrose, Brent W., Michael Lacour-Little, and Anthony B. Sanders. "The Effect of Conforming Loan Status on Mortgage Yield Spreads: A Loan Level Analysis." Real Estate Economics 32, no. 4 : 541-569.
- Ambrose, Brent W., and Thomas G. Thibodeau. "Have the GSE Affordable Housing Goals Increased the Supply of Mortgage Credit?" Regional Science and Urban Economics 34, no. 3 : 263-273.
- Ambrose, Brent W., and Arthur Warga. "Measuring Potential GSE Funding Advantages." Journal of Real Estate Finance and Economics 25, no. 2/3 : 129-150.
- An, Xudong. "GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals." The Journal of Real Estate Finance and Economics 36, no. 2 : 207-231.
- Avramenko, Richard, and Richard Boyd. "Subprime Virtues: The Moral Dimensions of American Housing and Mortgage Policy." Perspectives on Politics, 11:1 : 111-132.
- Bartlett, Steve, Alfred A. DelliBovi, and Marge Roukema. "Housing Policy After the S&L Crisis." Mortgage Banking 51, no. 4 : 28-33.
- Berson, David W. "The Business Economist at Work: The Economics Department at Fannie Mae." Business Economics 30, no. 3 : 63-66.
- Beyer, Hans-Joachim, Claudia Dziobek, and John R. Garrett. "Economic and Legal Considerations of Optimal Privatization: Case Studies of Mortgage Firms." Working Paper WP/99/69, International Monetary Fund, Washington, DC, 1999.
- Blinder, Alan S., Mark J. Flannery, and G. Brandon Lockhart. "." Working Paper, Warrington College of Business Administration, University of Florida, Gainesville, FL, 2006.
- Burnett, Kimberly, and Linda B. Fosburg. "Study of the Multifamily Underwriting and the GSEs’ Role in the Multifamily Market: Expanded Version." Prepared for the U.S. Department of Housing and Urban Development Office of Policy Development and Research, Washington, DC, August 2001.
- Burnett, Kimberly, Christopher E. Herbert, and Brian Maris. "Study of the Use of Credit Enhancements by Government Sponsored Enterprises." Prepared for the U.S. Department of Housing and Urban Development Office of Policy Development and Research, Washington, DC, February 2001.
- Buttimer, Richard J. "The Financial Crisis: Imperfect Markets and Imperfect Regulation." Journal of Financial Economic Policy 3, no. 1 : 12-32.
- Calomiris, Charles W., and Peter J. Wallison. "The Last Trillion-Dollar Commitment: The Destruction of Fannie Mae and Freddie Mac." Journal of Structured Finance 15, no. 1 : 71-80.
- Carnell, Richard Scott. "Handling the Failure of a Government-Sponsored Enterprise." Washington Law Review 80, no. 3 : 565-642.
- Carrozzo, Peter M. "Marketing the American Mortgage: the Emergency Home Finance Act of 1970, Standardization and the Secondary Market Revolution." Real Property, Probate and Trust Journal 39, no. 4 : 765-805.
- Cassell, Mark, and Susan Hoffmann. "What are the Federal Home Loan Banks Up To? Emerging Views of Purpose Among Institutional Leadership." Public Administration Review 62, no. 4 : 461-470.
- Cerda, Oscar, Elijah Brewer III, and Douglas D. Evanoff. "The Financial Safety Net: Costs, Benefits, and Implications." Chicago Fed Letter, The Federal Reserve Bank of Chicago, No. 171a, Chicago, IL, 2001.
- Collender, Robert N., Samantha Roberts, and Valerie L. Smith. "Signals from the Markets for Fannie Mae and Freddie Mac Subordinated Debt." OFHEO Paper 07 – 4, Office of Federal Housing Enterprise Oversight, Department of Housing and Urban Development, Washington, DC, 2007.
- Cotterman, Robert F., and James E. Pearce. "The Effects of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation on Conventional Fixed-Rate Mortgage Yields." In Studies on Privatizing Fannie Mae and Freddie Mac, Final Report prepared for the U.S. Department of Housing and Urban Development, Office of Policy Development and Research, McLean, VA, 1996.
- Deep, Aksh, and Dietrich Domanski. "Housing Markets and Economic Growth: Lessons from the US Refinancing Boom." BIS Quarterly Review : 37-45.
- DeGennaro, Ramon. "Government Sponsored Entities: Fannie Mae and Freddie Mac." Journal of Structured Finance 14, no. 1 : 18-22.
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E–H
- Eisenbeis, Robert A., W. Scott Frame, and Larry D. Wall. "Resolving Large Financial Intermediaries: Banks Versus Housing Enterprises." Working Paper 2004-23a, Federal Reserve Bank of Atlanta, Atlanta, GA, 2004.
- Eisenbeis, Robert A., and David J. Hartzell. "Capital-Adequacy Policies for GSEs." In Global Risk Based Capital Regulations, Volume I: Capital Adequacy, edited by Charles A. Stone, and Anne Zissu, 425-76. Burr Ride, IL: Richard D. Irwin, Inc, 1994.
- Ely, Bert. "How to Privatize Fannie Mae and Freddie Mac." Presented to the 40th Annual Bank Structure Conference sponsored by the Federal Reserve Bank of Chicago, Chicago, IL, May 7, 2004.
- Feldman, Ron J. "Mortgage Rates, Homeownership Rates, and Government-Sponsored Enterprises." The Region 16, no. 1 : 4-23.
- Follain, James R., and Peter M. Zorn. "The Unbundling of Residential Mortgage Finance." Journal of Housing Research 1, no. 1 : 63-89.
- Frame, W. Scott. "The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac." Journal of Applied Finance 18, no. 2 : 124-136.
- Frame, W. Scott. "Charter Value, Risk-Taking Incentives, and Emerging Competition for Fannie Mae and Freddie Mac." Journal of Money, Credit and Banking 39, no. 1 : 83-103.
- Frame, W. Scott. "Federal Home Loan Bank Mortgage Purchases: Implications For Mortgage Markets." Economic Review 88, no. 3 : 17-31.
- Frame, W. Scott, and Larry D. Wall. "Financing Housing Through Government-Sponsored Enterprises." Economic Review 87, no. 1 : 29-43.
- Frame, W. Scott, and Lawrence J. White. "Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?" Journal of Economic Perspectives 19, no. 2 : 159-184.
- Frame, W. Scott, and Lawrence J. White. "Competition for Fannie Mae and Freddie Mac?" Regulation 27, no. 3 : 56-60.
- Frame, W. Scott, and Lawrence J. White. "Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities." Economic Review 89, no. 2 : 87-102.
- Freeman, Lance, George Galster, and Ron Malega. "The Impact of Secondary Mortgage Market and GSE Purchases on Underserved Neighborhood Housing Markets: a Cleveland Case Study." Urban Affairs Review 42, : 193-223.
- Gabriel, Stuart A. "Opening the Doors to Homeownership: Challenges to Federal Policy." Cityscape: A Journal of Policy Development and Research 5, no. 2 : 31-41.
- Gabriel, Stuart A., and Stuart S. Rosenthal. "Do the GSEs Expand the Supply of Mortgage Credit? New Evidence of Crowd Out in the Secondary Mortgage Market." Journal of Public Economics 92, no. 11/12 : 975-986.
- Gabriel, Stuart A., and Stuart S. Rosenthal. "Government-Sponsored Enterprises, the Community Reinvestment Act, and Home Ownership in Targeted Underserved Neighborhoods." In Housing Markets and the Economy, edited by Edward L. Glaeser, and John M. Quigley, 202-32. Cambridge, MA: Lincoln Institute of Land Policy, 2009.
- Gan, Jie, and Timothy J. Riddiough. "Monopoly and Informational Advantage In the Residential Mortgage Market." Review of Financial Studies 21, no. 6 : 2677-2703.
- Gatti, James F., and Ronald W. Spahr. "The Value of Federal Sponsorship: The Case of Freddie Mac." Real Estate Economics 25, no. 3 : 453-485.
- Geddes, R. Richard. "Case Studies of Anticompetitive SOE Behavior." In Competing with the Government: Anticompetitive Behavior and Public Enterprises, 27-58. Stanford, CA: Hoover Institution Press, 2004.
- Gerardi, Kristopher, Harvey S. Rosen, and Paul Willen. "Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market." Working Paper 12967, NBER, Cambridge, MA, 2007.
- Gonzalez-Rivera, Gloria. "Linkages Between Secondary and Primary Markets for Mortgages: The Role of Retained Portfolio Investments of the Government-Sponsored Enterprises." Journal of Fixed Income 11, no. 1 : 29-36.
- Green, Richard K., and Susan Wachter. "The American Mortgage in Historical and International Context." Journal of Economic Perspectives 19, no. 4 : 93-114.
- Gross, David B. "The Government's Role in Promoting Financial Sector Stability." Fannie Mae, Washington, DC, 2003.
- GSE Report. The Bi-Weekly Report Series. Canfield and Associates, Inc, Washington, DC, 2002-2009.
- Gup, Benton E. "Are Fannie Mae and Freddie Mac Too Big to Fail?" In Too Big to Fail: Policies and Practices in Government Bailouts, 287-327. Westport, CT: Praeger, 2003.
- Hancock, Diana, and Wayne Passmore. "The Future of Fannie Mae and Freddie Mac." Journal of Applied Finance 21, no. 1 : 145-148.
- Harrison, David A., Wayne R. Archer, David C. Ling, and Marc T. Smith. "Mitigating Information Externalities in Mortgage Markets: The Role of Government-Sponsored Enterprises." Cityscape: A Journal of Policy Development and Research 6, no. 1 : 115-143.
- Hunter, Oakley. "The Federal National Mortgage Association: Its Response to Critical Financing Requirements of Housing." George Washington Law Review 39, no. 4 : 818-834.
I–L
- Immergluck, Dan. "Fannie, Freddie, and the Future." The American Prospect 22, no. 5 : A19-A22.
- Immergluck, Dan. Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America's Mortgage Market. New York, NY: Cornell University Press, 2009.
- Jaffee, Dwight M. "Reregulating Fannie Mae and Freddie Mac." In Lessons from the Financial Crisis, edited by Robert Kolb, 617-23. Hoboken, NJ: John Wiley and Sons, 2010.
- Jaffee, Dwight M. "The Role of the GSEs and Housing Policy in the Financial Crisis." Prepared for presentation to the Financial Crisis Inquiry Commission, Washington, DC, February 27, 2010.
- Jaffee, Dwight M. "Reforming Fannie and Freddie." Regulation 31, no. 4 : 52-57.
- Jaffee, Dwight M. "Controlling the Interest Rate Risk of Fannie Mae and Freddie Mac." Policy Brief No. 2006-PB-04, Networks Financial Institute.
- Jaffee, Dwight. "The Interest Rate Risk of Fannie Mae and Freddie Mac." Journal of Financial Services Research 24, no. 1 : 5-29.
- Jaffee, Dwight M., and Edward L. Glaeser. "What to do About Fannie and Freddie." The Economists’ Voice 3, no. 7 : Art. 5.
- Jaffee, Dwight M., and John M. Quigley. "The Government Sponsored Enterprises: Recovering From a Failed Experiment." Working Paper No. W09-001, Institute of Business and Economic Research, UC Berkeley, Berkeley, CA, 2009.
- Jaffee, Dwight M., and Gerd M. Welke. "The Risk-Based Capital Test for Fannie Mae and Freddie Mac." Journal of Financial Services 24, no. 1 : 5-29.
- Jaffee, Dwight M., et al. "What to Do About the Government Sponsored Enterprises." In Restoring Financial Stability, edited by Viral Acharya, and Matthew Richardson, 121-38. Hoboken, NJ: John Wiley and Sons, 2009.
- Jeske, Karsten, and Dirk Krueger. "Housing and the Macroeconomy: The Role of Implicit Guarantees for Government-Sponsored Enterprises." Working Paper 2005-15, Federal Reserve Bank of Atlanta, Atlanta, GA, 2005.
- Jones, Oliver. "The Development of an Effective Secondary Mortgage Market." The Journal of Finance 17, no. 2 : 358-370.
- Kane, Edward J. "Housing Finance GSEs: Who Gets the Subsidy." Journal of Financial Services Research 15, no. 3 : 197-209.
- Kane, Edward J., and Chester Foster. "Valuing Conjectural Government Guarantees of FNMA Liabilities." In Proceedings of Conference on Bank Structure and Competition, 346-68. Chicago: Federal Reserve Bank of Chicago, 1986.
- Kendall, L.T. "Securitization: a New Era in American Finance." In A Primer on Securitization, edited by L.T. Kendall, and M.J. Fisman, 1-16. Massachusetts, MA: MIT Press, 1996.
- Koppell, Jonathan G.S. The Politics of Quasi-Government: Hybrid Organizations and the Control of Public Policy. Cambridge: Cambridge University Press, 2003.
- Koppell, Jonathan G.S. "Hybrid Organizations and the Alignment of Interests: The Case of Fannie Mae and Freddie Mac." Public Administration Review 61, no. 4 : 468-482.
- Krehely, Bradley K. "Government Sponsored Enterprises: A Discussion of the Federal Subsidy of Fannie Mae and Freddie Mac." North Carolina Banking Institute 6 : 519-544.
- Kupiec, Paul, and David Nickerson. "Assessing Systemic Risk Exposure from Banks and GSEs Under Alternative Approaches to Capital Regulation." Journal of Real Estate Finance and Economics 28, no. 2/3 : 123-145.
- LaCour-Little, Michael. "The Evolving Role of Technology in Mortgage Finance." Journal of Housing Research 11, no. 2 : 173-205.
- Lea, Michael J. "Innovation and the Cost of Mortgage Credit: a Historical Perspective." Housing Policy Debate 7, no. 1 : 147-174.
- Lehnert, Andreas, Wayne Passmore, and Shane M. Sherlund. "GSEs, Mortgage Rates, and Secondary Market Activities." FEDS Working Paper No. 2006-30, Federal Reserve, Washington, DC, 2006.
- Listokin, David, Elvin K. Wyly, Brian Schmitt, and Ioan Voicu. "The Potential and Limitations of Mortgage Innovation in Fostering Homeownership in the United States." Housing and Policy Debate 12, no. 3 : 465-513.
- Lore, K.G., and C.L. Cowan. Mortgage-Backed Securities: Developments and Trends in the Secondary Mortgage Market. St. Paul, MN: Thompson-West, 2005. See esp. chap. 1, "Overview of Mortgage-Backed Securities and the Secondary Mortgage Market," chap. 2, "The Public and Private Sectors in the Secondary Mortgage Market."
- Loutskina, Elena, and Philip E. Strahan. "Securitization and the Declining Impact of Bank Finance on Loan Supply: Evidence from Mortgage Acceptance Rates." The Journal of Finance 64, no. 2 : 861-889.
- Luke, R.D., L.F. Burke, D.G. Glennie, and E.C. de Bouter, eds. Securitization. Netherlands: Kluwer Law International, 1998.
M–P
- McLean, Bethany. "Shaky Ground: The Strange Saga of the U.S. Mortgage Giants". New York: Columbia Global Reports
- McClure, Kirk. "The Twin Mandates Given to the GSEs: Which Works Best, Helping Low-Income Homebuyers or Helping Underserved Areas?" Cityscape: A Journal of Policy Development and Research 5, no. 3 : 107-143.
- McKenzie, Joseph A. "A Reconsideration of the Jumbo/Non-Jumbo Mortgage Rate Differential." Journal of Real Estate Finance and Economics 25, no. 2/3 : 197-213.
- Miller, James C., and James E. Pearce. "Revisiting the Net Benefits of Freddie Mac and Fannie Mae." Prepared for Freddie Mac, McLean, VA, 2006.
- Moe, Ronald C., and Thomas H. Stanton. "Government-Sponsored Enterprises as Federal Instrumentalities: Reconciling Private Management with Public Accountability." Public Administration Review 49, no. 4 : 321-329.
- Morgenson, Gretchen, and Joshua Rosner. Reckless Endangerment: How Outsized Ambition, Greed, and Corruption Led to Economic Armageddon. New York: Times Books/Henry Holt and Co, 2011.
- Mortgage Bankers Association. "Why the Bright Line Helps Mortgage Markets: MBA Rebuttal to Freddie Mac Bright Line Paper." Issue Paper, Washington, DC, April 2005.
- Musolf, Lloyd. "Government-Sponsored Enterprises and Congress." Public Administration Review 51, no. 2 : 131-137.
- Naranjo, Andy, and Alden Toevs. "The Effects of Purchases of Mortgages and Securitizations by Government Sponsored Enterprises on Mortgage Yield Spreads and Volatility." Journal of Real Estate and Finance Economics 25, no. 2/3 : 173-195
- Noland, Doug. "The Great Experiment." The International Economy 14, no. 2 : 34-61.
- Nothaft, Frank E., and James L. Freund. "The Evolution of Securitization in Multifamily Mortgage Markets and Its Effect on Lending Rates." Journal of Real Estate Research 25, no. 2 : 91-112.
- Nothaft, Frank E., James Pearce, and Stevan Stevanovic. "Debt Spreads Between GSEs and Other Corporations." Journal of Real Estate Finance and Economics 25, no. 2/3 : 151-172.
- Oesterle, Dale A. "The Collapse of Fannie Mae and Freddie Mac: Victims or Villains?" Entrepreneurial Business Law Journal 5, no. 2 : 733-760.
- Office of Federal Housing Enterprise Oversight. "Community Banks and the Case for GSE Reform." Paper presented at the America’s Community Bankers Government Affairs Conference, Washington, DC, March 5, 2007.
- Office of Federal Housing Enterprise Oversight. "Mortgage Markets and the Enterprises." Research Paper, Office of Federal Housing Enterprise Oversight, Washington, DC, 2001-2008.
- Page, Evan. "Federal Housing Help Falls Short: The Housing and Economic Recovery Act of 2008." Loyola Consumer Law Review 21, no. 2 : 249-267.
- Passmore, Wayne. "The GSE Implicit Subsidy and the Value of Government Ambiguity." Working Paper Number 2005-05, Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, DC United States, 2005.
- Passmore, Wayne, Shane M. Sherlund, and Gillian Burgess. "The Effect of Housing Government-Sponsored Enterprises on Mortgage Rates." Working Paper Number 2005-06, Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, DC, 2006.
- Passmore, Wayne, and Roger Sparks. "Putting the Squeeze on the Market for Lemons; Government-Sponsored Mortgage Securitization." The Journal of Real Estate Finance and Economics 13, no. 1 : 27-45.
- Passmore, Wayne, Roger Sparks, and Jamie Ingpen. "GSEs, Mortgage Rates, and the Long-Run Effects of Mortgage Securitization." Journal of Real Estate Finance and Economics 25, No. 2/3 : 215-242.
- Peek, Joe, and James A. Wilcox. "Secondary Mortgage Markets, GSEs, and the Changing Cyclicality of Mortgage Flows." In Research in Finance, edited by John Kensinger, 61-80. Bradford, West Yorkshire: Emerald Group Publishing Limited, 2003.
- Plank, Thomas E. "Proposed Regulatory Solution: Regulation and Reform of the Mortgage Market and the Nature of Mortgage Loans: Lessons From Fannie Mae and Freddie Mac." South Carolina Law Review 60, no. 3 : 779-806.
- Plank, Thomas E. "Regulation and Reform of the Mortgage Market and the Nature of Mortgage Loans: Lessons from Fannie Mae and Freddie Mac." South Carolina Law Review 60, no. 3 : 780-807.
- Pollock, Alex J. "American ‘Housing GSEs’: Past Triumphs, Present Tensions, Possible Futures." Prepared for the American Enterprise Institute, Washington, DC, 2005.
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Q–U
- Quercia, Roberto G., George W. McCarthy, and Susan W. Wachter. "The Impacts of Affordable Lending Efforts on Homeownership Rates." Journal of Housing Economics 12: no. 1 : 29-59.
- Quigley, John M. "Federal Credit and Insurance Programs: Housing." Federal Reserve Bank of St. Louis Review 88, no. 4 : 1-29.
- Ramage, Sally. "Fannie Mae and Freddie Mac in Administration." Working Paper, September 8, 2008.
- Reiss, David. "The Role of the Fannie Mae/Freddie Mac Duopoly in the American Housing Market." Journal of Financial Regulation and Compliance 17, no. 3 : 336-348.
- Reiss, David. "The Federal Government's Implied Guarantee of Fannie Mae and Freddie Mac's Obligations: Uncle Sam Will Pick Up the Tab." Georgia Law Review 42, no. 4 : 1019-1081.
- Sale, Winston. "Effect of the Conservatorship of Fannie Mae and Freddie Mac on Affordable Housing." Journal of Affordable Housing 18, no. 3 : 287-320.
- Sanders, Anthony B. "Government Sponsored Agencies: Do the Benefit Outweigh the Costs?" The Journal of Real Estate Finance and Economics 25, no. 2/3 : 121-127.
- Scharfstein, David, and Adi Sunderam. "The Economics of Housing Finance Reform: Privatizing, Regulating and Backstopping Mortgage Markets." Prepared for presentation at the Restructuring the U.S. Residential Mortgage Market Conference sponsored by the Brookings Institution, Washington, DC, February 11, 2011.
- Schmid, Frank A. "Stock Return and Interest Rate Risk at Fannie Mae and Freddie Mac." Review of the Federal Reserve Bank of St. Louis 87, no. 1 : 35-48.
- Segal, William, and Edward J. Szymanoski. "The Multifamily Secondary Mortgage Market: the Role of Government-Sponsored Enterprises." Working Paper No. HF-002, U.S. Department of Housing and Urban Development, Washington, DC, March 1997.
- Seidman, Harold. "Government Corporations in the United States." Optimum 22, no. 2 : 40-44.
- Seidman, Harold, T. H. Stanton, and G.T. Woodward. "Government Sponsored Enterprises." Public Budgeting & Finance 9, no. 3 : 76-93.
- Stanton, Thomas H. "The Failure of Fannie Mae and Freddie Mac and the Future of Government Support for the Housing Finance System." Journal of Law & Policy, 18, no. 1, 2009: 217-261.
- Stanton, Thomas H. "The Life Cycle of the Government-Sponsored Enterprise: Lessons for Design and Accountability." Public Administration Review 67, no. 5 : 837-845.
- Stanton, Thomas H. "The Privatization of Sallie Mae and its Consequences." Prepared for the American Enterprise Institute, Washington, DC, June 26, 2007.
- Stanton, Thomas H. Government-Sponsored Enterprises: Mercantilist Companies in the Modern World. Washington, DC: AEI Press, 2002.
- Stanton, Thomas H. "Federal Supervision of Safety and Soundness of Government-Sponsored Enterprises." The Administrative Law Journal 5, no. 2 : 395-484.
- Stanton, Thomas H. A State of Risk. New York: HarperCollins Publishers Inc., 1991.
- Stanton, Thomas H. "Increasing the Accountability of Government Sponsored Enterprises: First Steps." Public Administration Review 50, no. 5 : 590-593.
- Stanton, Thomas H. "Budgetary Consequences of Using a Government Sponsored Enterprise to Provide Financial Assistance to the Federal Savings and Loan Insurance Corporation." Journal of Public Budgeting & Finance 9, no. 3 : 76-91.
- Strickland, Jason T. "The Proposed Regulatory Changes to Fannie Mae and Freddie Mac: an Analysis." North Carolina Banking Institute Journal 8 : 267-287.
- United States Congressional Budget Office. Interest Rate Differentials Between Jumbo and Conforming Mortgages, 1995-2000. Washington, DC: U.S. Government Printing Office, 2001.
- United States Congressional Budget Office. Assessing the Public Costs and Benefits of Fannie Mae and Freddie Mac. Washington, DC: U.S. Government Printing Office, 1996.
- United States Department of Housing and Urban Development, Office Of Policy Development And Research. Studies on Privatizing Fannie Mae and Freddie Mac. Washington, DC: U.S. Government Printing Office, 1997.
- United States Department of Housing and Urban Development. Privatization of Fannie Mae and Freddie Mac: Desirability and Feasibility. Washington, DC: U.S. Government Printing Office, 1996.
- United States Department of the Treasury. Report on Government Sponsored Enterprises. Washington, DC: U.S. Government Printing Office, 1990.
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V–Z
- Van Order, Robert. "Government Sponsored Enterprises and Resource Allocation: With Some Implications for Urban Economies." Working Paper 1085, Ross School of Business, University of Michigan, Ann Arbor, MI, 2007.
- Van Order, Robert. "Comment: Some Notes of the Effects of Fannie Mae and Freddie Mac on Mortgage Markets." The Journal of Real Estate Finance and Economics 23, no. 3 : 365-374.
- Van Order, Robert. "A Microeconomic Analysis of Fannie Mae and Freddie Mac." Regulation 23, no. 2 : 27-33.
- Van Order, Robert. "The U.S. Mortgage Market: A Model of Dueling Charters." Journal of Housing Research 11, no. 2 : 233-255.
- Wallison, Peter J. "Ominous Signs: After Years of Muscling and/or Seducing, Fannie and Freddie Face Some Challenges Bigger Than They Ever Expected." The International Economy 18, no. 3 : 58-61.
- Wallison, Peter J. "Are Fannie and Freddie Safe and Sound?" The International Economy 17, no. 3 : 8-11.
- Wallison, Peter J. "The Fannie/Freddie Time Bomb." The International Economy 16, no. 4 : 28-31.
- Wallison, Peter J. "Leveraging Uncle Sam." The International Economy 14, no. 2 : 32-59.
- Wallison, Peter J., and Bert Ely. Nationalizing Mortgage Risk. Washington, DC: The AEI Press, 2000.
- Wallison, Peter J., Thomas H. Stanton, and Bert Ely. "Privatizing Fannie Mae, Freddie Mac, and the Federal Home Loan Banks: Why and How." Washington, DC: The AEI Press, 2004.
- Wallison, Peter J., ed. Serving Two Masters, Yet Out of Control: Fannie Mae and Freddie Mac. Washington, DC: AEI Press, 2001.
- Weisbach, David A., and Jacob Nussim. "The Integration of Tax and Spending Programs." Yale Law Journal 113, no. 8 : 955-1028.
- White, Lawrence J. "On Truly Privatizing Fannie Mae and Freddie Mac: Why It's Important, and How to Do It." Housing Finance International 20, no. 2 : 13-19.
- White, Lawrence J. "Fannie Mae, Freddie Mac, and Housing Finance: Why True Privatization is Good Public Policy." Policy Analysis No. 528, Cato Institute, Washington, DC, October 7, 2004.
- White, Lawrence J. "Focusing on Fannie and Freddie: The Dilemmas of Reforming Housing Finance." Journal of Financial Services Research 23, no. 1 : 43-58.
- Willemann, Soren. "GSE Funding Advantages and Mortgagor Benefits: Answers From Asset Pricing." Working Paper, Aarhus School of Business, Aarhus University, Aarhus, Denmark, 2005.
- Williams, Richard A., Eileen McConnell, and Reynold Nesiba. "The Effects of the GSEs, CRA, and Institutional Characteristics on Home Mortgage Lending to Underserved Markets." Cityscape: A Journal of Policy Development and Research 5, no. 3 : 9-106.
- Woodward, Susan E. "Rechartering Freddie Mac and Fannie Mae: The Policy Issues." Working Paper, Sand Hill Econometrics, Sonoma, CA, 2005.
- Xu, Xiaoqing Eleanor, and Hung-Gay Fung. "What Moves the Mortgage-Backed Securities Market?" Real Estate Economics 33, no. 2 : 397-426.